Payconiq Top-Up in a closed payment network

Our Top-Up solution lets you print a unique Payconiq QR code on items like student cards, employee badges, festival wristbands, or club membership cards, linking it directly to the item. Displaying the Payconiq QR code directly on an item results in several benefits: Transaction fees are much lower, and reloading is quicker, which is particularly helpful in areas where a reliable network is key. Plus, Payconiq is now accessible to anyone with a Belgian bank account!

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Payconiq Top-Up in a closed payment network

Here's how it works

The payer scans the QR code on the card or wristband

They enter the amount to be paid on the payment app

They then confirm payment using their PIN, fingerprint, or facial recognition

The wristband is now topped up and ready for use

Payment confirmation appears immediately in both your payment system and the app

Extra features

Your chosen payment method

You decide which method your customers or members can use to make payments—we'll provide the specifications for the QR code. Get in touch with your provider to find out which methods are supported by their payment system and how they can be customised.

Set a fixed amount or let your customer choose

Simplify the process for your customers or members by suggesting a preset amount when they top up. If they want to add more or less, they can easily adjust the amount in their payment app.

Grouped outgoings

To make things easier, you can have all the transactions from one day grouped into a single payout the next. This allows you to easily match the daily total in your merchant portal with the payout received in your bank account the following day.

Transactions at a glance

Log in to the merchant portal for an instant, real-time overview of all successful Payconiq transactions (top-ups). This allows you to keep track of the total amount currently circulating in your closed-loop payment system.